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You can learn more about the algorithm on their webpage, or check out the Null Byte guide on how credit card algorithms work.

According to The Philadelphia Center for Transgender Surgery, these surgeries, (along with a cosmetic procedure to complete the effect, such as rhinoplasty) cost approximately ,000.

A female transitioning to a male may elect for top procedures such as the removal of breasts with a bilateral mastectomy, then reconstructive surgery to simulate a more masculine chest.

What it is and how much it can be To start, some clarification.

Transgender, as defined by Merriam-Webster, is "relating to, or being a person who identifies with or expresses a gender identity that differs from the one which corresponds to the person's sex at birth." Which is where sex reconstruction surgery (SRS) comes in. But to simplify, think upper and lower body modifications -- commonly referred to as top and bottom procedures.